VALTE Fee Schedule

Effective Date: June 8th, 2026

1. INTRODUCTION

This Fee Schedule (the "Fee Schedule") describes the fees applicable to the VALTE Services. This Fee Schedule is incorporated into and forms part of the VALTE Terms of Service (the "Terms"). In the event of any conflict between this Fee Schedule and the Terms, the Terms control unless this Fee Schedule expressly states otherwise. All fees described below apply to use of the Services in the fifty United States and the District of Columbia. The Services are not available in U.S. territories, possessions, military installations (APO/FPO/DPO addresses), or any jurisdiction outside the fifty United States and the District of Columbia.

2. DEFINITIONS

Capitalized terms used in this Fee Schedule but not defined herein have the meanings given in Section 2 (Definitions) of the Terms of Service.

3. SELLER COMMISSION

3.1 Standard Commission Rate

VALTE charges a Seller commission of five percent (5%) of the final sale price on each completed Marketplace transaction.

3.2 Basis of Commission

The Seller commission is calculated as a percentage of the final sale price of the Asset. The final sale price is the amount agreed between Buyer and Seller through a Buy Now transaction or an accepted offer, exclusive of:

3.3 Deduction Mechanism

The Seller commission is deducted from gross sale proceeds at the time of transaction settlement through the payment processor, including by means of the Stripe application_fee_amount mechanism or equivalent. Sellers receive net proceeds after deduction of the commission and any other amounts permitted under the Terms.

3.4 Rate Changes

VALTE may modify the Seller commission rate from time to time upon at least thirty (30) days' advance notice. Notice may be provided by email, in-app notification, posting an updated Fee Schedule, or any other reasonable means. The then-current commission rate will be displayed prior to transaction confirmation.

4. BUYER PAYMENT PROCESSING FEE

4.1 Rate

A non-refundable Buyer payment processing fee equal to three percent (3%) of the transaction subtotal (item price plus applicable shipping and sales tax) is added to the Buyer's total at checkout.

4.2 Additional Flat Fee

A flat thirty cents ($0.30) per card transaction is added to the percentage-based fee described in Section 4.1.

4.3 Disclosure at Checkout

The exact amount of the Buyer payment processing fee is displayed to the Buyer on the order confirmation screen before the Buyer submits a Buy Now purchase or an offer.

4.4 Pass-Through Nature

The Buyer payment processing fee is a pass-through charge that partially offsets the cost charged by VALTE's payment processor (currently Stripe) to handle the transaction. The 3% rate is a simplification of the processor's published rate (currently 2.9% plus $0.30 per transaction); VALTE absorbs the residual difference. The rate may be adjusted in the future to reflect changes in payment-processor pricing.

4.5 Application to Payment Methods

The Buyer payment processing fee applies to card transactions. VALTE may, in the future, accept additional payment methods (such as bank-account-funded transfers) for which different processing-cost structures may apply. Any such alternative-method fees will be disclosed at checkout and reflected in this Fee Schedule prior to taking effect.

5. TAXES AND SALES TAX FACILITATION

5.1 Marketplace Facilitator Registration

VALTE is currently registered as a marketplace facilitator only in the State of Arkansas and collects and remits Arkansas sales tax on qualifying sales delivered to Arkansas addresses. VALTE may register in additional jurisdictions in the future without further notice.

5.2 Sales Tax in Non-Registered Jurisdictions

For sales delivered to jurisdictions in which VALTE is not registered as a marketplace facilitator, no sales tax is collected at checkout. Buyers may have a use-tax self-reporting obligation under the laws of their state of residence. VALTE does not assume any individual tax-reporting obligation of any User.

5.3 Sub-$0.50 Sales Tax Waiver

Where the total sales tax due on a single transaction would be less than fifty cents ($0.50), the tax may be waived due to payment-processor minimum-charge limitations. In those cases, VALTE will not collect the tax and the transaction will proceed without a tax line item. The pre-tax cost of the item, shipping, and any other applicable fees is unchanged.

5.4 Reporting Obligations

VALTE may issue tax forms or reports where required by law. Users remain solely responsible for income taxes, capital gains taxes, use-tax self-reporting where applicable, and any other tax liabilities arising from their transactions.

6. SELLER PAYOUTS

6.1 Payout Timing

Seller proceeds are generally released within one (1) to seven (7) business days following transaction completion. VALTE does not guarantee payout timing.

6.2 Payout Method

Payouts are issued through a Seller's connected Stripe Connect account or such other payment-processor account as may be designated by VALTE. Sellers are responsible for maintaining accurate payout information.

6.3 Delayed Payouts

VALTE may delay payouts when reasonably necessary due to:

7. WITHDRAWAL FEES

7.1 Withdrawal Request Fees

VALTE does not currently charge a separate platform fee to initiate a withdrawal request for delivery of an Asset held in Custody. Withdrawal requests are generally processed within five (5) business days. Actual delivery timing depends on the carrier and destination.

7.2 Shipping, Handling, and Insurance

Users are responsible for shipping charges for the carrier service selected through VALTE's logistics provider (currently Shippo or a similar provider), any insurance charges elected by the User, and any applicable sales or use taxes on shipping. The quoted shipping price includes the carrier's charge plus a flat VALTE handling fee of one dollar and fifty cents ($1.50) per shipment, which compensates VALTE for protective packaging materials and outbound handling. Insurance charges and taxes are pass-through amounts. The total shipping price, inclusive of the handling fee, is displayed to the User before the withdrawal request is confirmed.

7.3 Optional Shipping Insurance

Users may elect optional shipping insurance during the withdrawal request flow. Any shipping insurance is governed by the applicable insurer's terms and conditions. Coverage limits, deductibles, and exclusions are determined by the insurer, not VALTE.

8. HANDLING AND AUTHENTICATION FEE

8.1 Raw (Ungraded) Cards

VALTE charges a handling and authentication fee of one dollar ($1.00) per raw (ungraded) card submitted to the vault. The fee is charged to the owner of the card at the time the card is submitted for intake. The fee compensates VALTE for the additional handling required to physically inspect, image, and authenticate raw cards, which carry a greater risk of damage during handling than graded cards held in sealed protective cases and which require materially more time to process.

8.2 Graded Cards Exempt

Cards that arrive in sealed protective cases issued by a recognized third-party grading company (including, where applicable, PSA, BGS, CGC, SGC, and TAG) are not subject to the handling and authentication fee, because such cards do not require the same intake handling.

8.3 No VALTE Grading Services

VALTE does not currently provide card grading services and does not currently arrange for third-party grading on behalf of users. If VALTE introduces grading services, grading referrals, or any related pass-through grading fee in the future, a separate fee disclosure will be added to this Fee Schedule and applicable users will receive notice in accordance with Section 11 (Rate Changes).

9. AUTHORIZATION HOLDS ON OFFERS

9.1 Pre-Authorization on Offer Placement

When a Buyer submits an offer on an Asset listed in the Marketplace, the Buyer authorizes VALTE and its payment processor to place an authorization hold on the Buyer's selected payment method for the full offer amount, including item price, applicable shipping, sales tax, and platform fees. The capture method is "manual": no funds are captured until the Seller accepts the offer.

9.2 Duration of the Hold

Authorization holds are not completed charges. They may appear as pending transactions on the Buyer's bank or card statement and may temporarily reduce available credit or balance. Holds may remain in place for up to seven (7) days from offer submission, subject to card-network rules.

9.3 Release Timing

If an offer is rejected, withdrawn, cancelled, expired, or otherwise not accepted, VALTE will instruct the payment processor to release the authorization hold. Most card issuers release the hold within one (1) to seven (7) business days after the cancel instruction is issued. The timing of release is determined by the financial institution and not by VALTE.

9.4 Cross-Reference

Additional detail on offer cancellation mechanics, including Buyer-initiated withdrawal of offers and the effect on authorization holds, is set forth in the VALTE Refund & Cancellation Policy.

10. NO LENDING OR FINANCING

VALTE does not currently offer lending, financing, layaway, payment plans, installment credit, deferred-payment arrangements, or any other credit facility. No fee in this Fee Schedule constitutes a finance charge under the Truth in Lending Act, Regulation Z, or any analogous state law. Any future product of this nature would require a separate agreement, separate fee disclosures, and any applicable regulatory disclosures.

11. RATE CHANGES

VALTE may modify the rates set forth in this Fee Schedule from time to time. Material rate changes will be announced with at least thirty (30) days' advance notice. Notice may be provided by email, in-app notification, posting an updated Fee Schedule, or any other reasonable means. The then-current rate for each applicable fee will be displayed prior to transaction confirmation, and continued use of the Services after the effective date of an updated Fee Schedule constitutes acceptance of the updated rates.

12. CONTACT

Questions regarding this Fee Schedule may be directed to: VALTE LLC Email: support@valte.io Address: A vault facility located in Northwest Arkansas. Mailing address available upon request through support@valte.io.